Daisy Business Solutions
Daisy Business Solutions

Business Finance for South African Businesses

Enterprise-grade business finance infrastructure. One SLA, one invoice, 40+ years of experience.

Build your business finance solution
In-house Asset FinanceFlexible Rental TermsNo Third-party Lenders
Business Finance services
Business Finance

Overview

Scale your business with Daisy Business Finance

40+ yearssupplying business finance to South African businesses, from 56 branches nationwide.

Acquiring enterprise technology shouldn't drain your working capital. DaisyFin is our dedicated, in-house asset finance division, providing highly flexible rental agreements for all your IT, Print, Solar, and Telecoms infrastructure.

Because we are the principal financier, you avoid the delays and rigid terms of third-party banks. We structure bespoke finance solutions that align with your cash flow, allowing you to upgrade to the latest technology and consolidate everything onto a single master invoice.

Business Finance visualization

The Reality of Technology Financing

Most businesses face three recurring problems when upgrading their infrastructure.

Capex pressureAgeing IT, printers, cameras, or solar equipment needs replacing, but the capital expenditure feels too high in the current economic environment. Budget freezes make major technology investments feel risky.
Bank frictionTraditional bank finance takes weeks to approve, requires collateral, and comes with rigid terms that don't match how your business actually uses technology. Loan committees don't understand that your solar system will last 15 years but your CCTV may need refreshing in 5.
Bad decisionsThe choice between buying and renting is rarely modelled properly. Many businesses overpay significantly without understanding their tax position or asset depreciation rate because the maths is complex and time-consuming.

DaisyFin solves all three by doing the modelling for you, handling credit decisions in-house, and structuring arrangements around your cash flow instead of forcing you into a bank's checklist.

What DaisyFin Covers

R0
Deposit required
R15,000
Minimum finance
48 hrs
Approval timeframe
Any Daisy solution
Financeable

Finance any Daisy solution: IT infrastructure, solar and backup power, CCTV and access control, managed print, connectivity equipment, and telecoms hardware. We finance from R15,000 to R5 million and above, depending on your business size and credit profile. Most rental structures include a purchase option at the end of the term at a pre-agreed residual value.

How It Works

  1. 01

    Asset Finance Review

    Map your assets, identify what needs replacing, calculate total investment.

  2. 02

    Cash Flow Modelling

    Full breakdown of monthly payments, tax position, and total term cost upfront.

  3. 03

    Finance Approval in 48hrs

    In-house credit decisions. No bank delays. Clear term sheet in 48 hours.

Why Preserve Your Working Capital

All-inclusive finance means one invoice instead of six separate vendor agreements. Your monthly payments are fully tax-deductible and classified as operational expense (OpEx) rather than capital expense (CapEx), which preserves your balance sheet and keeps working capital available for growth or operations.

Everything included. Hardware breakage, fault response, and automatic upgrades at term end are all included, so your infrastructure stays current without surprise costs.

Scales with you. Customised packages avoid minimum billing structures. Costs adjust automatically as your business grows or downsizes. Equipment and software upgrades are built in, ensuring compliance with technology advances.

Better balance sheet. Off-balance-sheet financing reduces debt exposure and offers tax advantages. This improves both profitability and net asset return, making your business look healthier to banks and investors.

Real Example: Electronics Manufacturing

A Gauteng-based electronics manufacturer needed to replace their full IT and print infrastructure - R420,000 in capex. They didn't want to draw on their working capital facility going into a busy season.

DaisyFin structured a 36-month rental at R14,200 per month. Full infrastructure deployed within 2 weeks. Working capital completely untouched.

R0
Working capital drawn
36 months
Finance term
R14,200
Monthly payment
2 weeks
Deployment timeline

Frequently Asked Questions

Neither. DaisyFin is Daisy's in-house finance division. All credit decisions are made internally, which means faster approvals and more flexible terms than a bank.
Any Daisy solution - IT infrastructure, solar and backup power, CCTV and access control, managed print, connectivity equipment, and telecoms hardware.
We finance from R15,000 to R5 million and above, depending on your business size and credit profile.
Not always. R0 deposit options are available for qualifying businesses. Your DaisyFin consultant will confirm this during the assessment.
Yes. Most of our rental structures include a purchase option at the end of the term at a pre-agreed residual value.

Find out what you qualify for

DaisyFin is in-house, so the answer comes from us rather than from a bank queue. Tell us what you are looking to put in place and over what term, and we will come back with a structure and a monthly figure.

Talk to DaisyFin

R15,000 to R5 million and above. R0 deposit options for qualifying businesses.

Our Business Finance Solutions

Select a specialised solution below to discover how we can transform your business infrastructure.

Daisy Finance

Daisy Finance provides unique and flexible financing solutions that enable productivity and efficiency in businesses. Contact us today.

Learn more

Business Finance Solution

Business Finance for Connectivity, Office Automation, Telecoms, Security, IT Infrastructure and Software Solutions from Daisy Business Solutions.

Learn more

Client Reviews

What our clients say

Real reviews from South African businesses that trust Daisy every day - not a word of it written by us.

1,600+
real customer reviews
Real 4- & 5-star reviews from customers across South Africa
“Thank you for the good advice and the professionalism from Petrus, on how to make our business function better”
Syabonga Mbatha
Richards Bay
“I’ve worked with Thabo and found information in this business valuable, I’m keen to recommend the business to my friends Keep the good work up”
Maletsatsi Mthembu
Richards Bay
“Tracy was excellent at daisy business solutions, she's very professional and helpful”
Roelof Linde
Richards Bay
“Great service from Daisy Business Solutions. Shivek Mothilall was professional, helpful, and went the extra mile to assist me. Highly recommend!”
Merushka Chetty
Pietermaritzburg
“Excellent service by Shivek Mothilall! I recommend him and Daisy Solutions to everyone!”
Manjul Baijnath
Pietermaritzburg
“excellent quality, beautiful colours, exceptional service highly recommended”
Brandon Donaldson
Richards Bay

Solutions That Work Alongside Business Finance

Solar & Energy

Backup power and solar are a common DaisyFin use case - a real capital cost, financed instead of paid upfront.

Managed IT Services

A server, hardware or infrastructure refresh can be financed the same way - deploy now, pay monthly.

FAQ

Common questions

Technology depreciates rapidly. Renting preserves your working capital, supports off-balance-sheet structures, turns a large capital outlay into a predictable monthly cost, and allows you to upgrade hardware at the end of the term.
DaisyFin handles credit and approval in-house, with decisions in 48 business hours and a clear term sheet. R0 deposit options are available, and agreements start from R15,000 upwards.
Before you sign, we break down the rental agreement in full: what you pay monthly, how it affects your tax position, and what it costs over the full term. No surprises.
Daisy Finance primarily funds equipment supplied by Daisy Business Solutions (IT, Print, Solar, Telecoms) to provide a single-invoice solution.
Because we are the principal financier and do not broker deals to third-party banks, our internal credit committee can approve applications significantly faster.

Get Started

Upgrade your Business Finance today

40+ years · 56 branches · one account manager. No excuses.

No obligation audit Personal response, not a call centre Custom proposal in 48hrs
Request a Free AuditCall 011 244 5000